Re: Chase moves to Open Banking API

2022-10-19 Thread Dawid Wrobel via KMyMoney-devel
On Wed, Oct 19, 2022 at 8:28 PM Jack via KMyMoney-devel < kmymoney-devel@kde.org> wrote: Thanks for the update. I, on the other hand, have not heard back from CHASE. The message I sent was through their developer account platform, so at least in theory it should have reached the component people w

Re: Chase moves to Open Banking API

2022-10-19 Thread Jack via KMyMoney-devel
On 2022.10.08 17:52, Jack via KMyMoney-devel wrote: On 2022.10.08 17:15, Dawid Wrobel wrote: I created an account with https://developer.chase.com and am about to send a message, asking if they could look into our case. The FinTS precedent could help. FYI, I sent out the following messag

Re: Chase moves to Open Banking API

2022-10-08 Thread Dawid Wrobel via KMyMoney-devel
On Sun, Oct 9, 2022 at 12:01 AM Dawid Wrobel wrote: It sounds to me that when you request data in Quicken, it talks to Intuit. > > > I can't tell. Technically speaking, Quicken as a standalone app could be > talking directly to the banks using their APIs. In which case you would be > the only per

Re: Chase moves to Open Banking API

2022-10-08 Thread Dawid Wrobel via KMyMoney-devel
On Sat, Oct 8, 2022 at 11:37 PM Jack via KMyMoney-devel < kmymoney-devel@kde.org> wrote: > That's exactly how these "Open" APIs work. That's not the problem, > > actually, we could totally use those APIs instead of Direct Connect. > > The problem is the added requirement of being a pre-authorized

Re: Chase moves to Open Banking API

2022-10-08 Thread Jack via KMyMoney-devel
On 2022.10.08 17:15, Dawid Wrobel wrote: Re: > I created an account with https://developer.chase.com and am about to > send a message, asking if they could look into our case. The FinTS > precedent could help. > FYI, I sent out the following message: To Whom It May Concern, Hello, I am o

Re: Chase moves to Open Banking API

2022-10-08 Thread Jack via KMyMoney-devel
On 2022.10.08 17:04, Dawid Wrobel via KMyMoney-devel wrote: On Sat, Oct 8, 2022 at 10:27 PM Jack via KMyMoney-devel < kmymoney-devel@kde.org> wrote: While direct connect using ONLY name/password may not be considered safe, I can think of ways to still use Direct Connect with 2FA. For exampl

Re: Chase moves to Open Banking API

2022-10-08 Thread Jack via KMyMoney-devel
On 2022.10.08 17:15, Dawid Wrobel via KMyMoney-devel wrote: On Sat, Oct 8, 2022 at 10:37 PM Jack via KMyMoney-devel < kmymoney-devel@kde.org> wrote: Almost three years old, but > > https://www.eff.org/deeplinks/2019/12/mint-late-stage-adversarial-interoperability-demonstrates-what-we-had-and-w

Re: Chase moves to Open Banking API

2022-10-08 Thread Dawid Wrobel via KMyMoney-devel
On Sat, Oct 8, 2022 at 10:37 PM Jack via KMyMoney-devel < kmymoney-devel@kde.org> wrote: Almost three years old, but > > https://www.eff.org/deeplinks/2019/12/mint-late-stage-adversarial-interoperability-demonstrates-what-we-had-and-what-we > > seems relevant, if a bit outdated. > This is super o

Re: Chase moves to Open Banking API

2022-10-08 Thread Dawid Wrobel via KMyMoney-devel
Re: > I created an account with https://developer.chase.com and am about to > send a message, asking if they could look into our case. The FinTS > precedent could help. > FYI, I sent out the following message: To Whom It May Concern, Hello, I am one of the core developers of the open source K

Re: Chase moves to Open Banking API

2022-10-08 Thread Dawid Wrobel via KMyMoney-devel
On Sat, Oct 8, 2022 at 10:27 PM Jack via KMyMoney-devel < kmymoney-devel@kde.org> wrote: While direct connect using ONLY name/password may not be considered > safe, I can think of ways to still use Direct Connect with 2FA. For > example, any attempt to make such a connection triggers a text to a

Re: Chase moves to Open Banking API

2022-10-08 Thread Jack via KMyMoney-devel
Almost three years old, but https://www.eff.org/deeplinks/2019/12/mint-late-stage-adversarial-interoperability-demonstrates-what-we-had-and-what-we seems relevant, if a bit outdated. On 2022.10.08 16:26, Jack via KMyMoney-devel wrote: While direct connect using ONLY name/password may not be c

Re: Chase moves to Open Banking API

2022-10-08 Thread Jack via KMyMoney-devel
While direct connect using ONLY name/password may not be considered safe, I can think of ways to still use Direct Connect with 2FA. For example, any attempt to make such a connection triggers a text to a mobile phone, where you can reply "Y" within some limited time to authorize the connec

Re: Chase moves to Open Banking API

2022-10-08 Thread Dawid Wrobel via KMyMoney-devel
Hi, Are there any US banks and investment > brokers which still support OFX direct connect, and are not likely to > follow the herd? > It's inevitable for all banks. OFX direct connect is not safe, with mere login/pass credentials required to log in to a financial institution. And frankly speakin

Re: Chase moves to Open Banking API

2022-10-07 Thread Jack via KMyMoney-devel
It's spreading. Bank of America and Merrill Lynch are on the bandwagon. BOA does give a message to call Customer Support and report a particular error number - but customer support has absolutely no clue. I finally got someone at ML to tell me that customers should have been informed of

Re: Chase moves to Open Banking API

2022-10-07 Thread Brendan Coupe via KMyMoney-devel
Thanks Dawid, I made the mistake of thinking the word Open meant Open. At least they still provide an qfx file from the website. I suspect that may not last long. ** *Brendan Coupe* *3...@coupe7.com* On 10/7/22 2:20 AM, Dawid Wrobel wrote: On Fri, Oct 7, 2022 at 4:27 AM Brendan Coupe via KM

Re: Chase moves to Open Banking API

2022-10-07 Thread Dawid Wrobel via KMyMoney-devel
On Fri, Oct 7, 2022 at 4:27 AM Brendan Coupe via KMyMoney-devel < kmymoney-devel@kde.org> wrote: > My Chase credit card no longer works with Direct Connect (ofx in the US). > > I found the following link that explained why it stopped working this week: > Well, that sucks, but it's been happening f

Chase moves to Open Banking API

2022-10-06 Thread Brendan Coupe via KMyMoney-devel
My Chase credit card no longer works with Direct Connect (ofx in the US). I found the following link that explained why it stopped working this week: https://www.banktivity.com/support/articles/banktivity-7/ofx-direct-connect-will-no-longer-be-supported-by-chase-as-of-october-6th-2022/ Is KMM g