On 2022.10.08 17:15, Dawid Wrobel wrote:
Re:
> I created an account with https://developer.chase.com and am about
to
> send a message, asking if they could look into our case. The FinTS
> precedent could help.
>
FYI, I sent out the following message:
To Whom It May Concern,
Hello,
I am one of the core developers of the open source KMyMoney personal
accounting software, and personally a happy CHASE Bank customer. Over
the
past years I used the software in speech to automatically download the
history of transactions using OFX Direct Connect, which worked
perfectly.
As you're obviously aware, you have decided to shut it down, in favor
of
the Open Banking API. The reasoning behind it is totally
understandable. We
are wondering, however, what would be the process of authorizing a
non-profit, open-source software like KMyMoney to use your APIs. We
don't
want to go through the somewhat common route of leveraging the 3rd
party
integrators in likes of Yodlee or Salt-edge, as this would severely
affect
our users' privacy. The only way out is to establish a direct
relationship
with JPMorgan CHASE.
It's worth mentioning that KDE e.V., the registered non-profit
organization
behind the KMyMoney, was previously authorized on our behalf by the
German/Swiss/Austrian FinTS, which operate on the basis compatible
with
European Union's PSD2 directive, which, in turn imposes similar
restrictions to your own. We would be happy to provide any details on
how
this was processed with FinTS. Hopefully that precedent will help to
see
our case in a favorable light.
--
Best Regards,
Dawid Wrobel
I'm curious to whom you sent the message, and what type of response you
receive. I've had plenty of phone calls and emails with Bank of
America and Merrill Lynch over the past weeks, and I have not yet
spoken to anyone who has the slightest clue what I'm talking about,
much less has the authority to even begin discussing such a request.
Jack
