Thanks Dawid,
I made the mistake of thinking the word Open meant Open.
At least they still provide an qfx file from the website. I suspect that
may not last long.
**
*Brendan Coupe*
*3...@coupe7.com*
On 10/7/22 2:20 AM, Dawid Wrobel wrote:
On Fri, Oct 7, 2022 at 4:27 AM Brendan Coupe via KMyMoney-devel
<kmymoney-devel@kde.org> wrote:
My Chase credit card no longer works with Direct Connect (ofx in
the US).
I found the following link that explained why it stopped working
this week:
Well, that sucks, but it's been happening for other banks since a
while, so we kind of had it coming...
https://www.banktivity.com/support/articles/banktivity-7/ofx-direct-connect-will-no-longer-be-supported-by-chase-as-of-october-6th-2022/
Is KMM going to support Open Banking?
No. None of the apps, be it open or closed sourced, actually *support*
Open Banking. Any such app uses 3rd party interfaces, which are
authorized by the banks themselves to use their Open Banking APIs.
Per
https://www.banktivity.com/support/articles/banktivity-for-mac/what-is-open-banking/:
"Yodlee in the US and Saltedge in the UK/EU, will download
transactions from your bank using an API (application programming
interface)."
Applications themselves cannot be authorized — explicit business
entities can, only, which are issued signing certificates. Hence
Yodlee and Saltedge. The problem with those is that information about
your transactions is passed through those 3rd parties, so forget about
your privacy.
This was previously discussed, with hypothetical solutions, see:
https://invent.kde.org/office/kmymoney/-/issues/21
--
Best Regards,
Dawid Wrobel
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