Yes, I have found to my sorrow that PayPal will not even let you use a
credit card if you have funds in your account. While my Visa Check card
takes the money out of my checking account just as PayPal prefers to do
it does give me an extra layer of protection if the transaction is in
anyway doubtful.
Unfortunately if you are setup to receive funds, PayPal has a connection
to your bank account. I have heard that some folks keep two PayPal
accounts: one to receive funds that is connected to their bank, and
another that is only connected to their credit card for buying things
with. My level of funds does not seem to make that a worth while thing
for me to do, but those who have real credit cards and significant funds
in their bank account may find the too be the best way to do things.
graywolf
http://www.graywolfphoto.com
http://webpages.charter.net/graywolf
"Idiot Proof" <==> "Expert Proof"
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Unca Mikey wrote:
Not a direct answer to your question, but I would never use my bank
account to pay for anything via PayPal. I always use a credit card,
since it is much safer -- PayPal makes you go through a couple of extra
silly steps ("Are you *sure* you want to use a credit card?") but it's
pretty easy.
And when I receive money, I move it from PayPal to my bank account
immediately. I never let money sit in the PayPal account.
*>UncaMikey