you should change insurance companies if that really is the case. non-pro
use like on vacations, etc, is done by almost everyone and should be covered
without a rider. for coverage of just equipment (i.e. no special liability
for assistants, etc), scheduled property on a home policy is enough for most
people. i've been asking around myself because i am changing companies and i
talked to a camera person who used to be an insurance agent. he basically
said unless you need extra liability for assistants or for business property
like an office, home insurance was all that was needed.
Herb....
----- Original Message -----
From: "Amita Guha" <[EMAIL PROTECTED]>
To: <[email protected]>
Sent: Thursday, May 05, 2005 11:16 PM
Subject: Do you insure your gear?
Nate was looking into attaching a rider to our apartment insurance to
cover
our cameras, but he found out that with our existing policy, they aren't
covered if they aren't damaged outside the apartment. He did find one or
two
places that would cover the gear outside our home. I was wondering if any
of
you bother insuring your gear, and if so, which company you use.
