When my stuff was stolen a few years ago I was surprised to find that it was covered new-for-old on my household insurance. I knew it was covered, but I expected to get only as much as I paid for it, mostly used, based on the receipts.
-- Cheers, Bob > > I don't. For the amount the insurance costs I could buy a > new set of gear every five years. That's at secondhand > prices, of course. As the only chance of it all being stolen > is at home and I am covered by house insurance there (which > does cover use utside) and my travel insurance would get a > good earbashing if it declined to pay up after an incident > when travelling, I think I am pretty well covered.

