PayPal fee is to the seller. BidPay on the other hand charges the buyer. >From a buyers viewpoint there are almost no disavantages to PayPal. Of course, you may overspend if you use your credit card.
The seller has to provide lots of information. The funds are not automatically transferred to the seller, but remain in his PayPal account untill he goes through the hassle of transfering them to his bank. BUT, it give the seller the ability to accept creadit card purchases with no up front costs, just the transaction fee. Ciao, Graywolf http://pages.prodigy.net/graywolfphoto ----- Original Message ----- From: "Paul Eriksson" <[EMAIL PROTECTED]> > Let's say I win an auction for $10, I pay $10 for a item, do I have to pay > 3% or does the seller pay it (out of the $10)?

