I use USAA as well.  I did some research on their website this morning
which brought me to a direct link to Quicken.  Here is that link.
https://community.quicken.com/discussion/7887325/updated-1-27-21-usaa-federal-savings-bank-returns-ol-220-error

Basically everyone has this issue. Quicken is working with USAA to resolve
the issue and hopefully that fix will also resolve the problem with KMY,
GnuCash & et al.

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