I use USAA as well. I did some research on their website this morning which brought me to a direct link to Quicken. Here is that link. https://community.quicken.com/discussion/7887325/updated-1-27-21-usaa-federal-savings-bank-returns-ol-220-error
Basically everyone has this issue. Quicken is working with USAA to resolve the issue and hopefully that fix will also resolve the problem with KMY, GnuCash & et al.