Hi, 

I was just wondering why KMyMoney has an internal distinction between 
transfers and splits?

An alternative could be to use splits only. Like in the SQL database now they 
could have a transferId and a splitId. Only the transferId and the combination 
(transferId, splitId) are unique. To display the data all splits with the same 
transferId are grouped to transaction. Just an idea.

Greetings
Christian
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