When you set up a credit card account, entering a positive opening
balance means you owe that much money. A negative balance in that case
would mean the credit card owes you.

You can go to the ledger, select the opening balance transaction and
change it from payment to charge. That should fix the credit card
balance. Then you should modify the payment schedule accordingly.

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Incorrect account forcasting
https://bugs.launchpad.net/bugs/375180
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