I would charge the trust with blatant diversions of public funds in the name of insurance, after the regular salary and fee paid for its security per annum. Instead, a few lockers in the banks would serve the same purpose. Also provision of black cats ex commandos would not cost that much. It is a slice commission for the trust members per se insurance cover with all properties and qualities of commandos to protect which insurance companies do not pay. It is same as we are taking medi claims for that one D day,for which we spend regularly; but ours is a helpless situation; while a temple has many benefactors to help where money is diverted unnecessarily in crores every year where someone is also benefited. When we buy office equipment for schools, it is misuse whereas in temples it is use? K Rajaram IRS 11924
On Wed, 11 Sept 2024 at 08:47, 'venkat giri' via iyer123 < [email protected]> wrote: > *Respected Sir/s,* > *SUBJECT:LATERAL THINKING. NEED OF THE DAY* > *I was strtled while reading this :* > *GSB Seva Mandal’s Maha Ganapati, the richest in Mumbai, has been insured > for a whopping Rs 400.58 crore, breaking last year’s record of a little > above Rs 360 crore. Insurance coverage has also been secured for the famous > Lalbaugcha Raja. And it is not just Ganpati pandals that are getting > insurance.* > *GSB......GAUD SARASWAT BRAHMIN* > > Many Ganpati mandals in Mumbai have insurance coverage for the festival.The > Gaud Saraswat Brahmin (GSB) Seva Mandal’s Maha Ganpati in the city, known > as the “richest idol” of Lord Ganesha, has been insured for an > extraordinary Rs 400.58 crore, breaking its last year record.The > insurance of GSB Seva Mandal, located in the* KINGI’s CIRCLE *area, will > cover several risks such as theft, fire, and earthquake for its five-day > festival.The all risk insurance policy for gold, silver and jewellery is > worth Rs 43.15 crore. “Gold and silver prices have increased. It all > depends on that,” Mangesh Kadam from New India Insurance Company Ltd, which > insured the pandal, told. Rs 2 crore is meant for standard and special *peril > policy with earthquake risk include furniture, installations like computers > and CCTVs, utensils, groceries, fruits and vegetables*. A whopping Rs 325 > crore is for personal accident insurance cover for volunteers, cooks, > *chappal* stall workers, vallet parking persons, and security guards, > among others. *The standard fire and special peril policy for the venue > is for Rs 43 crore.* > According to the newspaper, the Maha Ganapati idol was adorned with over > 66 kg of gold ornaments, 325 kg of silver and other precious items. > Last year, the GSB Seva Mandal was insured for Rs 360.40 crore, up from Rs > 316.40 crore in 2022.The New India Insurance Company Ltd has also > provided insurance cover worth Rs 32.76 crore for *Lalbaugcha Raja**,* > Mumbai’s > most famous Ganpati. The break-up of the insurance amount includes Rs 12 > crore for personal accident cover for mandal workers, trustees and service > personnel; Rs 10 crore for third-party liability including *‘poisoning’ > by **prasad;* Rs 2.5 crore for sets, property and electrical fittings of > the pandal; and Rs 8.26 crore for gold jewellery and other precocious items > decorating Lord Ganesha’s idol. > > Ganesh Chaturthi 2024: Interesting facts about Mumbai’s famous Lalbaugch... > > The first look of Mumbai’s most famous Ganpati, Lalbaugcha Raja, has been > released. Ahead of Ganesh Chaturthi, w... > > <https://www.firstpost.com/web-stories/india/ganesh-chaturthi-2024-interesting-facts-about-mumbais-famous-lalbaugcha-raja-24265.html> > has beeninsured Mumbaicha Raja of Ganesh Gully for a Rs 10 crore-worth > policy. > This year, the *theme* for > Lalbaugcha is *inspired by Ayodhya's Ram Temple,* *designed by the art > director** Nitin Chandrakant Desai.* *A replica of the Ram Temple > includes the temple's grand dome and an idol of Lord Ram. There is an > interesting story related to the beginning of Lalbaugcha Raja. The legend > of Lalbaugcha Raja dates back to the early 1930s when the first idol was > crafted by local devotees. Since then, it has grown from a humble offering > into one of Mumbai's most visited and venerated Ganesh idols.The fishermen > and traders established the Ganesha idol on 12 September 1934 in gratitude. > The idol was dressed in the customary fashion of fishermen. This idol is > believed to fulfil the wishes of devotees. The mandal was formed in the era > when the freedom struggle was at its peak.In the 1900s, the area was > dominated by 100 textile mills that peaked in the 1930s affecting the lives > and livelihood of people who used to live in the vicinity. **I**n the > 1930s, the Lalbaug area was home to many textile mills, which caused > problems for the local community. The community turned to Ganesha for help, > and were granted a plot of land that is now known as Lalbaug market.* A > portion of this plot is what evolved to become the Sarvajanik Ganesh > Mandal which is where the King of Lalbaug is now installed year on year — > *The idol is believed to fulfill the wishes of devotees. * > > > * - Need for insurance covers in festivals: > TheGanesh puja season offers a goodopportunity for general insurance > companies for business. With the mandals organising the festival on a large > scale, they have to bear responsibility.The pandal insurance cover usually > spans from the beginning of the festival to the day of immersion of the > idol. t]The insurance is generally for gold and silver ornaments, the > pandals, the visarjan procession and personal accident covers for > volunteers and devotees. It also covers any damage to pandals, stampedes > and poisoning of food and prasad.Some companies even provide terrorism > insurance and fire insurance. Insurance company executives reveal that > cover size has increased year-on-year due to a rise in footfall and > associated risks. * > [image: ganpati festival]An artisan gives finishing touches to an idol of > the Hindu God Ganesh, the deity of prosperity, for the Ganesh Chaturthi > festival, at his workshop in Ahmedabad, India, > There has been a surge in demand for such covers from private insurers as > well. > “Mostly pandals for all festivals — Ganesh, Durga Puja and even Diwali > besides others — are insurnce covered these days.High secrecy is > reportedly maintained during talks between pandal organisers and insurance > companies due to fierce competition. Many times, there are privacy clauses > in insurance contracts to prevent the terms from getting “leaked”.Not > just Ganpati pandals.Insuring pandals is not just a trend during the > 10-day Ganesh Chaturthi. As festivals often get government support now, > organisers are encouraged to opt for insurance packages to “safeguard” > their assets and participants. “These policies are not only sought by big > or popular pandals even small event organisers who are aware of the risks > associated with events go for this policy. However the uptake was higher > amongst the bigger pandals. > > *Regards* > > * V.Sridharan Trichy* > > > -- > To go to your groups page on the web, login to your gmail account and then > click on https://groups.google.com/ > --- > You received this message because you are subscribed to the Google Groups > "iyer123" group. > To unsubscribe from this group and stop receiving emails from it, send an > email to [email protected]. > To view this discussion on the web visit > https://groups.google.com/d/msgid/iyer123/1430065779.3997279.1726024649244%40mail.yahoo.com > <https://groups.google.com/d/msgid/iyer123/1430065779.3997279.1726024649244%40mail.yahoo.com?utm_medium=email&utm_source=footer> > . > -- You received this message because you are subscribed to the Google Groups "Thatha_Patty" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. 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