[R] Strategy for building a robust rare event logistic model - Questions.

Hello, I am reaching out for a problem I have seem to hit wall on. I am trying to build a rare event model:- Default event occurred in NY/NJ area. Some key statistics: 138 default aka 4bp (.04%). Obviously my logistic and robust logistic models are failing Hosmer GOF tests and so I am thinking

[R] fImport - yahooKeystats

I have written a simple querty where I am trying to download all Keystats for NASDAQ tickers using the following code:- library (fImport) library (Matrix) #reading csv list of NASDAQ tickers into matrix; x = read.csv(file = "C:\\D Drive\\UChicago\\SV_Project\\Matlab\\list.csv",head = F, sep=