Our situations are very different. Being self employed, people pay me with
checks which have to be deposited.  I only have four bills to pay regularly
- utilities, phone,  house payments, and my ISP.  I send a check for the
house (as it goes to a private party), the phone company calls me when my
bill has to be paid and we deal with that over the phone, and the utility
bill usually gets paid in a similar manner.  My ISP takes the $$ directly
from my debit account.  All other purchases are made with the debit card or
with cash.  I can't recall when I last wrote a check.  I don't buy anything
on credit, so there are no credit card bills to pay.  Everything I own,
with the exception of one lens, is free and clear.  When I go back to work
regularly, that'll be taken care of.

Yes, I'm very quaint ;-))

Shel



> [Original Message]
> From: Gonz 

> Shel Belinkoff wrote:
> > I go to the bank .... much safer, much friendlier, and it's a nice walk
;-))
 
> How quaint.
>
> I have direct deposit, pay 99% of my bills through bill pay, move money 
> around different accounts, rarely use cash, finance car purchases, all 
> online and free.  Of course they use my money while its sitting there, 
> since it earns me a measly interest rate.  The only time I go there is 
> to deposit actual checks someone has given me, i.e. rebate checks.  Even 
> those are starting to get replaced by gift or cash cards.


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