On Fri, 12 Mar 2004 08:40:42 -0500, you wrote:

>"Here's the most common Paypal scam:
>
>You sell somebody something and you're paid with a credit card.
>You withdraw the funds and ship the item.
>The buyer receives the item and then calls the credit card company and claims
>it's defective.
>The credit card company immediately issues a chargeback, without any kind of
>investigation.
>Paypal is the 'merchant of record' and must return the money to the CC company.
>It then attempts to recover its loss from your Paypal account.

Yep, I got hit with a version of that scam.  So now I have the choice
of donating $95 to PayPal, or dealing with a useless frozen account,
and perhaps collection agents and credit bureau grief on down the
line.  And, dammit, it was a nice piece of Pentax gear I lost. 

Right now I'm telling PayPal I have frozen my account until they
remove their unauthorized charge. But I don't expect to win this one.
PayPal is too big, and has full-time lawyers on staff.

I'm doing myself a favor, I no longer accept any PayPal payments,
because there are many ways they can make me lose still more money.
Plus Ebay and PayPal charged me hefty fees for the privilege of
helping make me the victim of this scam, which didn't sit well at all.

Heck, I've quit using Ebay as well as PayPal.  The air smells fresher
now.  Life is simpler. I have more pocket change.  My dog loves me
more.  My photos have richer color.  Ahh, happiness - EbayFree and
PayPalFree at last.

--
Cactus Jack
Warm and Dry in the Valley of the Sun
www.photolin.com
www.photolin.com/payanon/payanon.htm
No More Pay, Pal � 2004 John Mustarde
Don't Ebay, pal, No more Pay, pal, Hey Hey-ah, Good Bye.
Don't Ebay, pal, No more Pay, pal, Na, Na-aaa, Good Bye.

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