I really like privacy.com. I've used them for about a year now, and I find
that having it comes in super handy quite often.  They make their money off
the fees of the transactions you make, like a CC company does, which is why
they're free.  I find a lot of value in being able to make a card that I
can pause.  In general, I make a single transaction and then pause the card
(not allowing for any future transactions until I unpause it).  Then, the
next time I need it, I just unpause it and use it immediately.  It's super
easy to do with the chrome extension.  It's also nice that it'll give you a
summary of all of your transactions from the chrome extension for all
cards, or whatever particular card you want.

Further, if a place gets hacked I simply delete the affected card and no
longer have to worry about it.  Finally, It's also nice that it accepts any
name I want to use, with any billing address & zipcode, so if I think a
site is particularly vulnerable, it gives me another avenue of keeping my
PII safe.

Overall, I'm a fan, FWIW.

On Mon, Oct 26, 2020 at 2:36 PM Tilghman Lesher <[email protected]>
wrote:

> Can you set up Paypal with a Business debit Mastercard to use that
> rewards card as an automatic backup for funds?  I typically link my
> bank account, and don't use the bank account for *any* direct
> purchases, for two reasons:  1) it limits my exposure in case of
> fraud, and 2) Paypal returns 1% cash back to all transactions
> processed as credit.
>
> As compared to a regular bank, Paypal will credit me the entire amount
> of a fraudulent transaction *while* it completes its investigation.
> Regular banks won't credit you back until their investigation is
> complete, which could be up to 90 days later.
>
> On Mon, Oct 26, 2020 at 2:01 PM Adam Hudson <[email protected]>
> wrote:
> >
> > Hey all. Recently got set up with a service that offered a special use
> case debit card with a rewards program. Given how much this platform
> charges for cancelling and reissuing cards, I'm wanting some extra security
> while paying online. I use samsung and Google pay in the real world, but
> paying for subscription services doesn't seem to be allowed on those
> platforms.
> >
> > I did a bit of searching and found Privacy.com.  I recognize giving my
> info to as few parties as possible is the most secure, but they claim to
> have a service that randomizes card numbers to create virtual cards.  They
> seem legitimate, but as always: wanting to seek perspective from the
> community to aid personal security decisions.
> >
> > Thanks for any thoughts and/or recommendations,
> > Adam H
> >
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