This looks like an 3rd party api to access various banks and institutions.
By its very nature you have to divulge your financial credentials to this
3rd party. Even if they are the most honest organisation to ever exist,
would you do that?
Chris
On 5/04/2021 3:42 am, jvap...@gmail.com wrote:
Thanks for checking it out!
I did not look much into it. I saw it and thought, oh.. it must be
something new. I wonder if the KMY devs have heard of it?
Figured I would send it to you all.
thanks!
JV
-----Original Message-----
*From*: Thomas Baumgart <t...@net-bembel.de
<mailto:thomas%20baumgart%20%3c...@net-bembel.de%3e>>
*Reply-To*: For KMyMoney development <kmymoney-devel@kde.org
<mailto:for%20kmymoney%20development%20%3ckmymoney-de...@kde.org%3e>>
*To*: kmymoney-devel@kde.org <mailto:kmymoney-devel@kde.org>
*Subject*: Re: Plaid, have you heard of it?
*Date*: Sun, 04 Apr 2021 08:55:37 +0200
Hi,
On Sonntag, 4. April 2021 04:40:49 CEST jvap...@gmail.com
<mailto:jvap...@gmail.com> wrote:
KMY devs,
Have you all heard of this API named PLAID?
https://getdivvy.com/blog/what-is-plaid/
<https://getdivvy.com/blog/what-is-plaid/>
No, and the real docs can be found on https://plaid.com <https://plaid.com>
seems apps like Robinhood and YouNeedABudget (KMY like app). Maybe it
is something to look into? Another API to interfacing with banks? I am
not sure if it free or not. Have not looked into it much.
Two statements that are worth noting about this proxy service:
<quote>
From: https://plaid.com/eu/ <https://plaid.com/eu/>
Build on Plaid’s PSD2 platform to securely access clean, categorised
financial data. Whether you’re a fintech or a financial institution,
we’re here to help.
</quote>
Well, they're on the hunt for businesses, not FLOSS devs/users.
<quote>
From https://plaid.com/how-it-works-for-consumers/
<https://plaid.com/how-it-works-for-consumers/>
Plaid doesn’t charge you for our services
When you connect your financial accounts to an app like Venmo or Digit,
the app pays us a fee to enable that connection. We don’t charge you
for connecting your accounts.
</quote>
Information about the 'fee' can be found on https://plaid.com/pricing
<https://plaid.com/pricing>
So KMyMoney would have to pay? No way!