https://bugs.kde.org/show_bug.cgi?id=406131
Thomas Baumgart <tbaumg...@kde.org> changed:
What |Removed |Added
----------------------------------------------------------------------------
Severity|major |wishlist
Summary|Loan balance reused when |Show actual loan amount
|changing loan settings |instead of initial amunt
| |when changing loan settings
| |of partially payed back
| |loan
--- Comment #5 from Thomas Baumgart <tbaumg...@kde.org> ---
I tried to duplicate this. I created a loan running for 34 months and recorded
the first 12 months with a schedule on a monthly basis. The payment was a fixed
amount of 300 each month which was split between principal and interest. The
values were changing for each payment. Everything fine.
At the end of the twelve months I decided to increase the monthly payment (as
in your example). Here's what I did:
I started the loan editor and changed the following things:
- set the number of payments to 0 (which will force to calculate it)
- increase the monthly payment to 350 and
- set the baloon payment to 0.
Then calculate the loan which reduces the number of payments to 29 and leaves a
different baloon payment (in my example). Finish the editor. This will update
the schedule.
The next payment I recorded came in with 350 as sum and a higher prinicpal.
Interest was a bit smaller than in the payment before which is ok. I did not
change the interest rate
It seems a bit confusing to see the initial amount of the loan but it does not
hinder to change the values and the calculations are done right after the
change.
So I turn this into a wish list item to improve the loan editor to use the
current balance as loan amount to reflect the actual situation.
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