rhopman opened a new pull request, #5710:
URL: https://github.com/apache/fineract/pull/5710

   ## Bug
   
   When a loan is disbursed and one or more loan charges have their payment 
mode set to **Account Transfer** (`ACCOUNT_TRANSFER`), the system collects each 
charge by calling `transferFunds(`) on the linked savings account. This creates 
a `REPAYMENT_AT_DISBURSEMENT` loan transaction and marks the charge as paid.
   
   However, `transferFunds()` does **not** recompute the `LoanSummary` derived 
fields. As a result, fields such as `feeChargesPaid`, `feeChargesOutstanding`, 
and `totalOutstanding` remain stale, reflecting the values computed during the 
`saveAndFlush` that preceded the charge loop.
   
   This causes the loan balance to appear higher than what the client actually 
owes after disbursement.
   
   ## Fix
   
   After the `disBuLoanCharges` transfer loop, when the map is non-empty, call:
   
   ```java
   if (!disBuLoanCharges.isEmpty()) {
       loanBalanceService.updateLoanSummaryDerivedFields(loan);
       saveAndFlushLoanWithDataIntegrityViolationChecks(loan);
   }
   ```
   
   ## Checklist
   
   - [x] Write the commit message as per [our 
guidelines](https://github.com/apache/fineract/blob/develop/CONTRIBUTING.md#pull-requests)
   - [x] Acknowledge that we will not review PRs that are not passing the build 
_("green")_ - it is your responsibility to get a proposed PR to pass the build, 
not primarily the project's maintainers.
   - [x] Create/update [unit or integration 
tests](https://fineract.apache.org/docs/current/#_testing) for verifying the 
changes made.
   - [x] Follow our [coding 
conventions](https://cwiki.apache.org/confluence/display/FINERACT/Coding+Conventions).
   - [x] Add required Swagger annotation and update API documentation at 
fineract-provider/src/main/resources/static/legacy-docs/apiLive.htm with 
details of any API changes
   - [x] [This PR must not be a "code 
dump"](https://cwiki.apache.org/confluence/display/FINERACT/Pull+Request+Size+Limit).
 Large changes can be made in a branch, with assistance. Ask for help on the 
[developer mailing list](https://fineract.apache.org/#contribute).


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