P-ragati opened a new pull request, #5693:
URL: https://github.com/apache/fineract/pull/5693

   ## Description
   
   Fix disbursement validation to correctly respect over-applied loan product 
configuration.
   
   Previously, validation restricted disbursement strictly to the approved 
principal,
   ignoring over-applied configuration.
   
   This change:
   - Supports both percentage-based and absolute over-applied limits
   - Validates against total disbursed amount including capitalized income
   - Centralizes validation logic to avoid duplication
   - Maintains backward compatibility when configuration is absent
   
   ## Checklist
   
   - Code compiles successfully
   - Changes are minimal and focused
   - Logic reused via helper method


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