If you think this is bad, wait until you won't be able to buy anything from
outside Australia *without VPN*

http://www.zdnet.com/article/ato-fails-to-rule-out-website-blocking-to-enforce-online-gst-collection



On Fri, Apr 21, 2017 at 11:02 AM, <[email protected]> wrote:

> Although I agree that being rejected service due to VPN usage is both sad
> and problematic, they are probably correct that more fraud happens via
> VPNs. It is the same with TOR. Although there are a multitude of reasons
> for regular citizens to use TOR or VPNs to protect their privacy, it is
> also true that these technologies make it safer for people to conduct
> criminal activity.
>
> To me, the situation we are in as users-of-VPNs-for-privacy-reasons is
> similar to that of an insurance company telling me that when I was a 25yo
> male, my car insurance was much more expensive. I could talk to them as
> much as I want about my personal driving record, or about other aspects of
> my demographic which would indicate I may be a safe driver. In the end, I
> believe them when they have the aggregate statistics to say that _on
> average_ 25yo males are worse than most other drivers.
>
> Unfortunately I don't think that the banking institution is doing anything
> unreasonable _from the perspective of a business trying to maximize
> profit_, even though it is unreasonable from a privacy/ethical perspective.
>
> I hope that as more people move onto VPNs and TOR, that the loss of
> business from excluding those users outnumbers the loss in money from
> fraudulent transactions. Then it becomes good business to allow VPN and TOR
> users to access financial services.
>
> On 2017-04-21 10:29, Ben Finney wrote:
>
>> Brian May <[email protected]>
>> writes:
>>
>> Part of the problem here is how poor the security is on Internet
>>> credit card transactions. All you have to do is place a transaction,
>>> and after the goods have been shipped dispute it with the credit card
>>> company (I lost my card!). Then the retailer has to try and prove that
>>> the transaction was genuine (they can't).
>>>
>>
>> Agreed. What concerns me is the *additional* implied claim: that
>> connections over a VPN will be so much more difficult to authenticate,
>> that the “financial partner” must exclude them.
>>
>> I am not sure if there is any truth in the claim that VPNs attract
>>> fraudulent credit card. Just as easy to get away with credit card
>>> fraud without a VPN I think.
>>>
>>
>> I agree, and that was the position I pressed: that this was needlessly
>> discriminatory to people using a VPN connection, and that the
>> justification of “maybe fraud” does not justify that specific
>> discrimination.
>>
>> I'm open to evidence that does support that claim. My knowledge, of how
>> credit cards fraud varies in different scenarios, is quite lacking.
>>
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