>Why aren't the banks lobbying heavily to get rid of those laws so they can
>save money? Or do they appreciate the increased barriers to entry to their
>industry?
Viewing banks as something different from the entrenched power structures
is a fallacy (very similar to the "free market" fallacy.)
Sporadic confrontations have nothing to do with the basic system issues -
just with occasional unauthorised redistribution of wealth.
There is no bank in this world (save few in Lybia) that will offer means
of hiding the customer's money flow from the state. That will happen when
the customer collects more guns than the state, but then she becomes one,
doesn't she ?
All this ranting about payer/payee privacy and anon e-cash and so on is
pointless bit generation by sedated minds. It can happen only in your head.