An online, clickable version of this newsletter is available at:
http://benefitslink.com/2004/2004_12_29_welfare.html

===========================================================
BenefitsLink Welfare Plans Newsletter
(Plain Text Format)

December 29, 2004
===========================================================

We thank and invite your attention to today's sponsor:

BenefitsLink.com
===========================================================
Downloadable Software Available Now! (Advert.)

   <URL:http://benefitslink.com/modperl/a_d.cgi?a_d=2004_12_29_welfare>
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for details!

----------------------------------------------------------
A Look at the Major Medical Stories of 2004

   
<URL:http://bcbshealthissues.yellowbrix.com/pages/bcbshealthissues/Story.nsp?story_id=62479618&ID=bcbshealthissues>
   
http://bcbshealthissues.yellowbrix.com/pages/bcbshealthissues/Story.nsp?story_id=62479618&ID=bcbshealthissues

   Excerpt: "The year in medicine can be summed up best as the
   year Americans increasingly were forced to peer into
   their medicine cabinets with a wary eye. Alarming
   headlines about one blockbuster drug were soon
   supplanted by fresh headlines warning about some other
   popular medication." (USA TODAY via BlueCross BlueShield
   Association)

----------------------------------------------------------
Federal Study Aims to Cut Cost of Heart Patients' Care with
In-Home Equipment and Monitoring

   <URL:http://www.sacbee.com/content/news/story/11878160p-12765075c.html>
   http://www.sacbee.com/content/news/story/11878160p-12765075c.html

   Excerpt: "Besides free, in-home monitoring equipment, the
   program includes a pres.cription drug plan that typically
   saves patients $200 to $600 a month. Participants also
   have access to nursing advice, while their doctors can
   consult with a cardiologist." (The Sacramento Bee)

----------------------------------------------------------
Opinion: 2005 to Test Health Information Technology
Spending Savvy

   <URL:http://www.eweek.com/article2/0,1759,1745912,00.asp>
   http://www.eweek.com/article2/0,1759,1745912,00.asp

   Excerpt: "Although major health care providers are
   still financially stressed and federal government
   resolve may be wavering, next year is still shaping up
   as one for advances in health IT for U.S. hospitals.
   Hospitals are expected to increase their capital
   expenditures on health IT for the coming year by
   anywhere from 6 percent to 10 percent. That means a big
   step up in terms of the operating budget; it is expected
   to swell to 3.5 percent, from 2.5 percent last year,
   according ...." (eWEEK Enterprise News & Reviews)

----------------------------------------------------------
UnitedHealth Group Trying to Limit Imaging Technology Use
-- to Curtail Overuse and Cut Costs

   
<URL:http://www.bizjournals.com/industries/health_care/physician_practices/2004/12/27/triad_story2.html>
   
http://www.bizjournals.com/industries/health_care/physician_practices/2004/12/27/triad_story2.html

   Excerpt: "In a bid to reduce what it considers the misuse
   and overuse of diagnostic imaging technology,
   UnitedHealth Group, one of the biggest insurers in the
   Triad, will begin encouraging primary care doctors to
   make referrals based strictly on widely accepted
   criteria." (The Business Journal of the Greater Triad
   Area via bizjournals.com; one-time registration
   required)

----------------------------------------------------------
Opinion: Absurd Report on Drug Prices and Reimportation
Clouds the Issue

   <URL:http://www.washingtonpost.com/wp-dyn/articles/A32686-2004Dec28.html>
   http://www.washingtonpost.com/wp-dyn/articles/A32686-2004Dec28.html

   Excerpt: "If President Bush wants to know why his economic
   policy team has been so ineffective, he might take a
   look at the report his administration released last week
   on the controversy over legalizing the import of 'cheap'
   pres.cription drugs from Can.ada. The study was prepared
   by the government's top public health officials. But
   anyone even vaguely familiar with the subject will
   recognize it as an embarrassing piece of policy work
   whose primary aim is to deny Democrats a popular ...."
   (The Washington Post; one-time registration required)


==========================================================
Links To Items on Executive Comp, Benefits In General

----------------------------------------------------------
Analysis: Treasury and IRS Transition Guidance on
Nonqualified Deferred Compensation Requirements (PDF)

   
<URL:http://www.pillsburywinthrop.com/files/tbl_s31Publication/PDFUpload208/9419/Client%20Alert%20Exec%20Comp%2012-28-04%20300158089_1.pdf>
   
http://www.pillsburywinthrop.com/files/tbl_s31Publication/PDFUpload208/9419/Client%20Alert%20Exec%20Comp%2012-28-04%20300158089_1.pdf

   9 pages. Excerpt: "On December 20, 2004 the Treasury
   Department and IRS released Notice 2005-1, which is the
   first guidance with respect to the application of the
   new Section 409A of the Internal Revenue Code of 1986.
   Section 409A, which was added to the Code by the
   American Jobs Creation Act of 2004, significantly
   changes the rules for the taxation of nonqualified
   deferred compensation arrangements, effective for
   deferrals of amounts earned and vested on and after
   January 1, 2005." (Pillsbury Winthrop LLP)

----------------------------------------------------------
Overview: Internal Revenue Service Notice on Nonqualified
Deferred Compensation Plan Guidance (PDF)

   <URL:http://www.kl.com/files/tbl_s48News/PDFUpload307/10978/cba1204.pdf>
   http://www.kl.com/files/tbl_s48News/PDFUpload307/10978/cba1204.pdf

   5 pages. Excerpt: "This Alert summarizes the most
   significant aspects of the notice. The Notice addresses
   a number of issues left unresolved in the Act, including
   pressing transition issues raised by the January 1, 2005
   effective date of the Act." (Kirkpatrick & Lockhart LLP)

----------------------------------------------------------
SEC's Beller's Perspective on Role of Compensation
Committee and Proxy Disclosure Requirements

   
<URL:http://www.watsonwyatt.com/us/pubs/insider/showarticle.asp?ArticleID=14077&Component=The+Insider>
   
http://www.watsonwyatt.com/us/pubs/insider/showarticle.asp?ArticleID=14077&Component=The+Insider

   Excerpt: "Alan L. Beller, director of the U.S. Securities
   and Exchange Commission's (SEC) Division of Corporation
   Finance, recently shared his views on how companies
   should go about disclosing executive compensation on
   their proxies and how compensation committees can ensure
   that executive compensation serves the interests of
   shareholders." (Watson Wyatt Worldwide)

----------------------------------------------------------
2004 Legislative Session Saw Active Benefits-Related
Discussions and Legislation

   
<URL:http://www.watsonwyatt.com/us/pubs/insider/showarticle.asp?ArticleID=14078&Component=The+Insider>
   
http://www.watsonwyatt.com/us/pubs/insider/showarticle.asp?ArticleID=14078&Component=The+Insider

   Excerpt: "The 2004 session of Congress continued into
   December, but benefits-related discussions were wrapped
   up in November. The 108th Congress had a busy
   legislative agenda, enacting legislation on hybrid
   pension plans, defined benefit funding and nonqualified
   deferred compensation. Pres.cription drug importation was
   a key topic on the health care agenda, as lawmakers
   debated the safety of imported pres.cription drugs and
   whether importation could help rein in pres.cription drug
   costs." (Watson Wyatt Worldwide)

----------------------------------------------------------
Overview of Benefits Issues After the 2004 Elections

   
<URL:http://www.watsonwyatt.com/us/pubs/insider/showarticle.asp?ArticleID=13947&Component=The+Insider>
   
http://www.watsonwyatt.com/us/pubs/insider/showarticle.asp?ArticleID=13947&Component=The+Insider

   Excerpt: "Election Day has come and gone, but the effects
   on benefits-related issues are likely to be significant
   and long-lasting. President Bush is expected to stay the
   course on health care and to move toward Social Security
   reform. He will push to reform the tax code and to make
   the temporary tax cuts that were enacted during his
   first term permanent. Republican gains in the Senate and
   the House of Representatives should help President Bush
   advance his agenda." (Watson Wyatt Worldwide)

----------------------------------------------------------
USERRA Update on Proposed Regulations and the Veterans
Benefits Improvement Act of 2004

   
<URL:http://www.truckerhuss.com/articles/view_article.cgi?class=articles&article=_other_regulatory_matters/20041201_USERRA_Update.txt>
   
http://www.truckerhuss.com/articles/view_article.cgi?class=articles&article=_other_regulatory_matters/20041201_USERRA_Update.txt

   Excerpt: "These proposed regulations (the 'Proposed
   Regulations') are the first issued since USERRA's
   passage in 1994. According to the news release
   accompanying these regulations, they 'will spell out the
   rights of our returning service men and women and the
   responsibilities of employers to honor their service'
   and, as promised in the news release, they are drafted
   in a plain language question and answer format."
   (Trucker Huss)


==========================================================
Newly Posted Events

Know When To Hold 'Em, Know When To Fold 'Em
   in New York on February 2, 2005
   presented by Eisner Retirement Solutions LLC
      <URL:http://benefitslink.com/events/detail.php?id=39046>
      http://benefitslink.com/events/detail.php?id=39046

Post yours!
   http://benefitslink.com/events/eventmaint.php


==========================================================
Newly Posted Press Releases

Treasury and IRS Issue Guidance on New Automatic Rollovers From Qualified 
Retirement Plans
   (U.S. Treasury Department and Internal Revenue Service)
   http://benefitslink.com/pr/detail.php?id=38540

Treasury and IRS Finalize Comprehensive Rules for 401(k) Plans
   (U.S. Treasury Department and Internal Revenue Service)
   http://benefitslink.com/pr/detail.php?id=38541

Post yours!
   http://benefitslink.com/pr/maint.php


==========================================================
Newly Posted or Renewed Job Openings

Director, Client Services
   for BISYS Retirement Services
   in PA
   http://benefitslink.com/modperl/job.cgi?id=H40481

Defined Benefit Conversion Specialist
   for New York Life Investment Management RPS
   in MA
   http://benefitslink.com/modperl/job.cgi?id=H40932

Consultant
   for Fidelity Investments
   in MA
   http://benefitslink.com/modperl/job.cgi?id=H40947

Retirement Plan Consultant - Harrisburg, PA
   for Invesmart, Inc.
   in PA
   http://benefitslink.com/modperl/job.cgi?id=H41000

Sr. Specialist Health and Wellness
   for Phelps Dodge
   in AZ
   http://benefitslink.com/modperl/job.cgi?id=H41343

Benefits Manager
   for O'Charley's - Established Casual Dining Restaurant Chain
   in TN
   http://benefitslink.com/modperl/job.cgi?id=H41346

Pension Administrator/DB Experience
   for Central New Jersey Benefits Consulting Firm
   in NJ
   http://benefitslink.com/modperl/job.cgi?id=H41347

Pension Administrator
   for Oxford Associates, LLP (Member of the BST Advisory Network, LLC)
   in NY
   http://benefitslink.com/modperl/job.cgi?id=H41348

Compliance Analyst � Retirement Services
   for Transamerica
   in CA
   http://benefitslink.com/modperl/job.cgi?id=H41349

Retirement Account Executive
   for UBS Financial Services, Inc.
   in IL
   http://benefitslink.com/modperl/job.cgi?id=H41350

Plan Administrator
   for Walker Benefits, Inc.
   in PA
   http://benefitslink.com/modperl/job.cgi?id=H41351

Defined Benefit Pension Plan Administrator
   for The ANGELL Pension Group, Inc.
   in RI
   http://benefitslink.com/modperl/job.cgi?id=H41352

401K Administrator (45-55K)
   for Praxis Search (Search Firm)
   in NJ
   http://benefitslink.com/modperl/job.cgi?id=H41356

Tax Senior  - Employee Benefits
   for Deloitte & Touche
   in PA
   http://benefitslink.com/modperl/job.cgi?id=H41357

Post yours!
   http://benefitslink.com/jobs/post_help_wanted.html


===========================================================
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Newsletter, Too

Sign-up form is at:
   <URL:http://benefitslink.com/newsletter/>
   http://benefitslink.com/newsletter
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