---------- Forwarded message ---------
From: Shubham Arya <[email protected]>
Date: Tue, Jan 28, 2025 at 9:58 PM
Subject: seeking your Advice on LIC Accidental Coverage Issue.
To: AccessIndia: a list for discussing accessibility and issues concerning
the disabled. <[email protected]>



Dear Friends,
I hope you are all doing well.  I am reaching out to you today because I
need your help and advice on an issue I have
encountered with my Life Insurance Policies from LIC of India and I would
really appreciate our thoughts on this.

I have three LIC policies with LIC all of which initially included
accidental coverage.  When purchasing these policies, I fully disclosed my
visual impairment (total blindness) and submitted all the necessary medical
documentation, which was reviewed by a doctor appointed by LIC.


Recently, due to a delayed premium payment on one of the policy which was
revived afterward after various formalities, I was informed that the
accidental coverage has been withdrawn from all three of my policies.  This
has left me concerned , as I was relying on this coverage for protection.
I wanted to reach out to you, as many of you may have faced similar
challenges or  insights on dealing with insurance companies.  Has anyone
had a similar issue with their policies or insurers?  If so, how did
you handle it?  Do you have any advice on how to approach LIC regarding
reinstating this coverage?  I would be grateful for any suggestions or
experiences you can share that might help me resolve this situation.
Thank you all for yhour time and I look forward to hearing from you.

Shubham Arya
[email protected]

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